Basic Homeowners Insurance | Where is the best place to find home owner Insurance policy for Rental Property?

I have a rental property, which I want to insure? Where would be the best place I can get help? Anyone know.

3 Responses to “Where is the best place to find home owner Insurance policy for Rental Property?”

1. Jacks on July 19th, 2009 7:34 pm

   You are looking for what is called renter’s insurance. This kind of policy is what protects you as a tenant from loss of your belongings inside the property but not the actual building which houses your belongings.

   You will be able to find renter’s insurance at any insurance agent who offers homeowners insurance typically.

2. Tim on July 22nd, 2009 10:03 pm

   You can get homeowners insurance on your rental property as you would the primary property you are staying in. If you have a mortgage on this property, homeowners insurance is required before you can close on the property and if you paid cash for it you would go to any insurance agency of your choice. Tell them you need homeowners insurance depending on the amount of the property and its condition will determine your monthly payment.

3. Kevin on July 23rd, 2009 9:44 am

   From the question it sounds like you are the landlord…

   Call any of the major insurance players in your area and ask for a non-owner policy. This will cover your liability, the structure and a small amount for your personal property. Most landlords keep very little personal property in their rental homes however things like the stove (if it is a push in type unit) can be considered personal property since it is only connected to the home by the gas line and or plugged into the wall.

   Also it is worth checking with who your primary home is insured with or whomever you have your car insurance with. Most companies offer discounts on multiple policies.

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